Financing Heavy Equipment

Need Equipment Financing? Got Bad Credit?

Welcome to the Capital Solutions website. Capital Solutions specializes in financing heavy equipment for people with past credit problems. If you have been declined by other sources we may be able to help.

We have been financing heavy equipment for people with bad credit for over ten years. Does any of the following sound familiar?

  • Been declined by dealer financing
  • Been declined by your local bank
  • Been renting heavy equipment because you can’t secure financing
  • Been loosing/avoiding contracts because you don’t have the necessary equipment

This is no way to run a business. With Capital Solutions alternative financing program you can grow your business despite past credit problems.

We provide all types of heavy equipment financing including: Caterpillar, Case, Deere, Komatsu, JCB, and others.

Some of the types of heavy equipment we work with include:

  • Backhoes
  • Loaders
  • Skidsteers, Skidloaders
  • Dozers
  • Excavators
  • Cranes
  • Asphalt and Paving Equipment
  • Concrete trucks, Pump trucks, Boom Trucks, Dump Trucks, Water Trucks
  • Forestry Equipment/Logging Equipment

Financing Heavy Equipment For People with Bad Credit

We can work with people with the following credit issues:

  • Bankruptcies
  • Repossessions
  • Slow Pay
  • First Time Buyers

How do we do it?

There are a variety of ways to add strength to a transaction in an effort to get around past credit issues:

  • Money Down – By increasing down payment we can gain more equity in the equipment thereby putting the lender in a better position
  • Cosigners – Sometimes adding a cosigner with good credit and make the deal happen
  • Additional Collateral – Adding another piece of heavy equipment can add strength to a deal
  • Shorter Terms – By shortening the payment term (from 36 months to 24 for example) can sometimes help overcome bad credit

At Capital Solutions we looking for different ways to put a deal together so you can get the financing you need.

Other Things We Offer Include:

  • No Age Limit On Equipment*
  • No Minimum Credit Score
  • Start Up Business’s Okay
  • Pre-Approval Over The Phone
  • Skip Payments
  • No Pre-Payment Penalty AFter Nine Months
  • Private Party Sales Okay
  • You Pick The Dealer

*Depending on type and condition

Financing Heavy Equipment – Despite Your Bad Credit!